2025 Contribution Limits
Know your limits. Maximize your savings by contributing up to the IRS maximum each year.
HSA
| Description | 2027 | 2026 |
|---|---|---|
| Self-only coverage | $4,500 | $4,400 |
| Family coverage | $9,000 | $8,750 |
| Catch-up (age 55+) | $1,000 | $1,000 |
Healthcare FSA
| Description | 2025 | 2024 |
|---|---|---|
| Annual election | $3,300 | $3,200 |
| Carryover max | $660 | $640 |
Dependent Care FSA
| Description | 2025 | 2024 |
|---|---|---|
| Single or married filing jointly | $5,000 | $5,000 |
| Married filing separately | $2,500 | $2,500 |
Commuter Benefits
| Description | 2025 | 2024 |
|---|---|---|
| Transit (monthly) | $325 | $315 |
| Parking (monthly) | $325 | $315 |
401(k)
| Description | 2025 | 2024 |
|---|---|---|
| Employee deferral | $23,500 | $23,000 |
| Catch-up (age 50+) | $7,500 | $7,500 |
| Total annual (employee + employer) | $70,000 | $69,000 |
Make every dollar count
Contributing up to the annual maximum can save you thousands in taxes. Talk to your benefits administrator or log in to your account to update your contribution elections.
Limits shown are for the 2025 tax year unless noted. Source: IRS Revenue Procedure 2024-40 and related guidance. Information is provided for educational purposes only. Consult a tax professional for advice specific to your situation.