Health Reimbursement Arrangements (HRAs) | HealthEquity Skip to content

HRA | Health Reimbursement Arrangement

HRA your way

HRA for individuals

Take advantage of your employer-funded benefit. It’s essentially free money your organization gives you to pay for eligible expenses like deductibles, copays, and more.

  • No payroll deductions

  • Tax-free reimbursement for eligible expenses

  • Easy account management


Want to learn more? HRA Guide

HealthEquity's mobile app on phone showing a user's HSA balance

HRA for Business

Build on two decades of innovation and industry leadership. Our solutions combine intuitive technology with remarkable service, enabling you to simplify the experience and empower your people to achieve more.

Proprietary HRA platform

Unlike some other HRA administrators, we own our platform. That means we have full control over deployment and enhancements, giving you a customizable experience centered on your goals and challenges.

Stack HRA with FSA

Give your people a single debit card for all transactions. Just choose payment order and leave the rest to us. Plus, we’ll help verify transactions and promote regulatory compliance.

Health incentive account (HIA)

Reward employees for completing healthy activities such as smoking cessation, meeting fitness goals, or adopting better eating habits. Employees may use earned HIA funds to reimburse themselves for qualified medical expenses, including dental and vision. HIAs are highly configurable and you can restrict eligible expenses based on program needs.

HRA the easy way

Custom integrations

Streamline claims and payments using no-cost integrations with your health plan and payroll administrator.

Fast onboarding

Easily transfer member files from any platform or payroll vendor. Plus, you can set up your employer account in minutes.

24/7 support

Call or chat day or night. Our service team measures success by problems solved—not call times.

Ready to act?

Discover how we empower you to deliver the best HRA experience.

One Partner. Total Solution.

HealthEquity delivers the innovative solutions you need to simplify benefits and truly impact people’s lives.

COBRA/Direct Bill Employer login

Please refer to your Client Welcome email for the URL of your specific COBRA/Direct Bill Employer login page.