Health Savings Accounts (HSA) Employer Benefit
See how offering an HSA-qualified plan can reduce payroll taxes and provide a meaningful benefit to your employees.
Company Details
$0$4,400$9,000
10%100%
Estimated Employer Savings
Annual FICA Tax Savings
$20,196
Based on 60 participating employees
Participating Employees
60
Total Employer Match
$30,000
Per-Employee FICA Savings
$337
Net Employer Cost
$7,509
How It Works
- Employee pre-tax HSA contributions reduce your FICA (Social Security + Medicare) tax obligation by 7.65%
- Employer HSA contributions are also exempt from FICA taxes
- Higher participation rates amplify savings for your organization
- HSA-qualified plans typically have lower premiums than traditional plans
Schedule a Demo
This calculator provides estimates only and should not be considered tax or financial advice. Actual savings may vary based on your specific situation. Consult with a tax professional for personalized guidance.