Health Savings Account (HSA) Savings Calculator
Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Health Savings Account (HSA) Savings Calculator
Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Estimated Annual Savings
This calculator is for illustrative purposes only. Actual savings will depend on your individual tax situation. State taxes may provide additional savings. Consult a tax advisor for personalized advice.
Explanation of Terms
HDHP Coverage type
High Deductible Health Plans are health insurance plans with higher deductibles and lower premiums.
HDHP deductible amount
The amount you pay before insurance starts to pay.
Monthly contribution
The amount you contribute to your HSA each month.
Annual rate of return
The expected annual investment return on your HSA balance.
Marginal income tax rate
The rate at which your last dollar of income is taxed.
Expected inflation rate
The expected annual rate of inflation affecting healthcare costs.
How to use this information
Our calculator is designed to make this process simple, efficient, and informative. Use your results to plan your HSA contributions and overall healthcare budget. An HSA allows you to pay for qualified medical expenses with tax-free dollars, which can result in significant savings.
Additional Resources
HSA Contribution Limits
Here's what you need to know about HSA contribution limits for this year and the next.
See a full listHSA Investment
Take your HSA to the next level by investing your balance for long-term growth.
Let's goFrequently Asked Questions
Frequently Asked Questions
The IRS sets annual contribution limits for HSAs.